Business Resources

Patent Infringement

What is patent Infringement? Patent insurance is a form of intellectual property insurance.  Patent insurance is meant to protect the patent holder in the even that a third party infringes up on the r patent, or intellectual property, and causes the patent holder a financial loss. There are two types of patent infringement insurance:  A …

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Media Liability Insurance

What is Media Liability Insurance? Media Liability insurance is a type of professional, or errors & omissions coverage originally designed for media-related firms such as publishers, broadcasters, advertising agencies and movie producers.  However, due to the rapidly evolving technology sector where innovations to existing creative material happen on a daily basis, Media liability has become …

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Clinical Trials Insurance

clinical trials insurance What is a clinical trial? Author: Medmarc Insurance Group A clinical trial is a controlled study, conducted on either animals or humans, which is intended to evaluate either a new product or a new use for an existing product. A controlled study is one in which several groups of similar participants are …

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Liquor Liability Insurance

What is Liquor Liability Insurance? Liquor liability insurance protects a company that is in the business of manufacturing, selling or serving alcohol.  Liquor liability insurance provides coverage for bodily injury or property damage cased by an intoxicated person who was served liquor by the policyholder, according to the Insurance Information Institute (I.I.I.).   The breadth …

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The 5 Steps to Risk Management

risk management What is Risk Management? Risk management is the identification, assessment, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities. Why …

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PCI Compliance Insurance

PCI Compliance Insurance   What is PCI? Payment Card Industry.  The payment card industry consists of all the organizations which store, process, and transmit cardholder data.  Security standards are developed by the Payment Card Industry and used throughout the industry including Data Security Standard requirements. What is PCI Compliance?   PCI compliance, or Payment Card …

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Technology Insurance

technology insurance What is Technology Insurance? Technology Insurance is specific insurance designed for IT and technology businesses including self-employed individuals and IT consultants, any business that creates technology and generates revenue through the sale of technology may be eligible for Technology Insurance. Why do you need Technology Insurance?  As companies rely more on information technology …

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Cyber Insurance

Cyber insurance What is Cyber Insurance? A Cyber Insurance policy provides coverages for third-party (cyber liability) and first-party (cyber expense) costs. Cyber incidents For the first time, cyber incidents join Business Interruption at the top of risks facing global businesses, according to a survey conducted by Allianz Global Corporate & Specialty (AGCS).  Also identified by …

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